 * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
        
        html {
            scroll-behavior: smooth;
        }
        
        body {
            font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
            line-height: 1.6;
            color: #333;
            overflow-x: hidden;
        }
        
        /* Navigation */
        .navbar {
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            background: rgba(22, 33, 62, 0.95);
            backdrop-filter: blur(10px);
            padding: 15px 0;
            z-index: 1000;
            transition: all 0.3s ease;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
        }
        
        .navbar.scrolled {
            padding: 10px 0;
            box-shadow: 0 2px 20px rgba(0, 0, 0, 0.2);
        }
        
        .nav-container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }
        
        .nav-logo {
            display: flex;
            align-items: center;
            gap: 12px;
            text-decoration: none;
        }
        
        .nav-logo svg {
            width: 40px;
            height: 40px;
            transition: transform 0.3s ease;
        }
        
        .nav-logo:hover svg {
            transform: rotate(360deg);
        }
        
        .nav-logo span {
            color: #fff;
            font-size: 20px;
            font-weight: 700;
        }
        
        .nav-right {
            display: flex;
            align-items: center;
            gap: 20px;
        }
        
        .nav-phone {
            color: #fff;
            text-decoration: none;
            font-size: 16px;
            font-weight: 600;
            display: flex;
            align-items: center;
            gap: 8px;
            transition: color 0.3s ease;
        }
        
        .nav-phone:hover {
            color: #5bc135;
        }
        
        .nav-phone::before {
            content: '📞';
            font-size: 18px;
        }
        
        .nav-cta {
            background: #5bc135;
            color: #fff;
            padding: 10px 25px;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 600;
            transition: all 0.3s ease;
            font-size: 14px;
        }
        
        .nav-cta:hover {
            background: #4da82b;
            transform: translateY(-2px);
            box-shadow: 0 5px 15px rgba(91, 193, 53, 0.3);
        }
        
        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, #0f3460 0%, #16213e 100%);
            padding: 140px 20px 80px;
            position: relative;
            overflow: hidden;
        }
        
        .hero::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: 
                radial-gradient(circle at 20% 50%, rgba(91, 193, 53, 0.1) 0%, transparent 50%),
                radial-gradient(circle at 80% 50%, rgba(65, 130, 204, 0.1) 0%, transparent 50%);
            animation: pulse 8s ease-in-out infinite;
        }
        
        @keyframes pulse {
            0%, 100% { opacity: 0.5; }
            50% { opacity: 1; }
        }
        
        .hero-container {
            max-width: 1200px;
            margin: 0 auto;
            position: relative;
            z-index: 1;
        }
        
        .hero-content {
            text-align: center;
            max-width: 800px;
            margin: 0 auto;
        }
        
        .hero-badge {
            display: inline-block;
            background: rgba(91, 193, 53, 0.2);
            color: #5bc135;
            padding: 8px 20px;
            border-radius: 50px;
            font-size: 14px;
            font-weight: 600;
            margin-bottom: 25px;
            border: 1px solid rgba(91, 193, 53, 0.3);
        }
        
        .hero h1 {
            font-size: 56px;
            color: #fff;
            margin-bottom: 25px;
            line-height: 1.2;
            font-weight: 800;
        }
        
        .hero h1 .highlight {
            color: #5bc135;
            position: relative;
        }
        
        .hero-subtitle {
            font-size: 22px;
            color: rgba(255, 255, 255, 0.9);
            margin-bottom: 40px;
            line-height: 1.6;
        }
        
        .hero-cta-group {
            display: flex;
            gap: 20px;
            justify-content: center;
            flex-wrap: wrap;
        }
        
        .btn-primary {
            background: #5bc135;
            color: #fff;
            padding: 18px 40px;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 600;
            font-size: 18px;
            display: inline-block;
            transition: all 0.3s ease;
            box-shadow: 0 5px 20px rgba(91, 193, 53, 0.3);
        }
        
        .btn-primary:hover {
            background: #4da82b;
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(91, 193, 53, 0.4);
        }
        
        .btn-secondary {
            background: transparent;
            color: #fff;
            padding: 18px 40px;
            border-radius: 50px;
            text-decoration: none;
            font-weight: 600;
            font-size: 18px;
            display: inline-block;
            transition: all 0.3s ease;
            border: 2px solid rgba(255, 255, 255, 0.3);
        }
        
        .btn-secondary:hover {
            border-color: #5bc135;
            background: rgba(91, 193, 53, 0.1);
            transform: translateY(-3px);
        }
        
        /* Stats Section */
        .stats {
            background: #fff;
            padding: 60px 20px;
            margin-top: -40px;
            position: relative;
            z-index: 2;
        }
        
        .stats-container {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 40px;
            text-align: center;
        }
        
        .stat-item {
            padding: 20px;
        }
        
        .stat-number {
            font-size: 48px;
            font-weight: 800;
            color: #0f3460;
            margin-bottom: 10px;
            background: linear-gradient(135deg, #4182cc, #5bc135);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }
        
        .stat-label {
            font-size: 16px;
            color: #666;
            font-weight: 500;
        }
        
        /* Quote Quiz CTA Section */
        .quote-quiz-section {
            padding: 80px 20px;
            background: linear-gradient(135deg, #f8f9fa 0%, #fff 100%);
            position: relative;
            overflow: hidden;
        }
        
        .quote-quiz-section::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: 
                radial-gradient(circle at 20% 50%, rgba(91, 193, 53, 0.05) 0%, transparent 50%),
                radial-gradient(circle at 80% 50%, rgba(65, 130, 204, 0.05) 0%, transparent 50%);
        }
        
        .quote-quiz-content {
            max-width: 800px;
            margin: 0 auto;
            text-align: center;
            position: relative;
            z-index: 1;
        }
        
        .quiz-badge {
            display: inline-block;
            background: rgba(65, 130, 204, 0.1);
            color: #4182cc;
            padding: 8px 20px;
            border-radius: 50px;
            font-size: 14px;
            font-weight: 600;
            margin-bottom: 20px;
            border: 1px solid rgba(65, 130, 204, 0.3);
        }
        
        .quote-quiz-section h2 {
            font-size: 42px;
            color: #0f3460;
            margin-bottom: 20px;
            font-weight: 800;
        }
        
        .quote-quiz-section p {
            font-size: 20px;
            color: #666;
            margin-bottom: 35px;
            line-height: 1.6;
        }
        
        .quiz-features {
            display: flex;
            justify-content: center;
            gap: 30px;
            margin-bottom: 35px;
            flex-wrap: wrap;
        }
        
        .quiz-feature {
            display: flex;
            align-items: center;
            gap: 10px;
            color: #555;
            font-size: 16px;
        }
        
        .quiz-feature::before {
            content: '✓';
            width: 24px;
            height: 24px;
            background: #4182cc;
            color: #fff;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 800;
            font-size: 14px;
            flex-shrink: 0;
        }
        
        /* Problem Section */
        .problem-section {
            padding: 80px 20px;
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
        }
        
        .section-container {
            max-width: 1200px;
            margin: 0 auto;
        }
        
        .section-header {
            text-align: center;
            margin-bottom: 60px;
        }
        
        .section-header h2 {
            font-size: 42px;
            color: #0f3460;
            margin-bottom: 20px;
            font-weight: 800;
        }
        
        .section-header p {
            font-size: 18px;
            color: #666;
            max-width: 700px;
            margin: 0 auto;
        }
        
        .problem-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
        }
        
        .problem-card {
            background: #fff;
            padding: 35px;
            border-radius: 12px;
            box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
            border-left: 4px solid #dc3545;
            transition: all 0.3s ease;
        }
        
        .problem-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
        }
        
        .problem-icon {
            font-size: 36px;
            margin-bottom: 15px;
        }
        
        .problem-card h3 {
            font-size: 20px;
            color: #16213e;
            margin-bottom: 12px;
        }
        
        .problem-card p {
            color: #666;
            line-height: 1.6;
        }
        
        /* Solutions Section */
        .solutions-section {
            padding: 80px 20px;
            background: #fff;
        }
        
        .solutions-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 30px;
        }
        
        .solution-card {
            background: linear-gradient(135deg, #fff 0%, #f8f9fa 100%);
            padding: 40px 30px;
            border-radius: 12px;
            box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
            border: 2px solid transparent;
            transition: all 0.3s ease;
            text-align: center;
        }
        
        .solution-card:hover {
            border-color: #5bc135;
            transform: translateY(-5px);
            box-shadow: 0 10px 30px rgba(91, 193, 53, 0.2);
        }
        
        .solution-icon {
            font-size: 48px;
            margin-bottom: 20px;
            display: block;
        }
        
        .solution-card h3 {
            font-size: 22px;
            color: #0f3460;
            margin-bottom: 15px;
            font-weight: 700;
        }
        
        .solution-card p {
            color: #666;
            line-height: 1.6;
        }
        
        /* Mid CTA */
        .mid-cta {
            padding: 80px 20px;
            background: linear-gradient(135deg, #4182cc 0%, #3559b1 100%);
            text-align: center;
            position: relative;
            overflow: hidden;
        }
        
        .mid-cta::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: 
                radial-gradient(circle at 30% 50%, rgba(91, 193, 53, 0.2) 0%, transparent 50%);
        }
        
        .mid-cta-content {
            max-width: 800px;
            margin: 0 auto;
            position: relative;
            z-index: 1;
        }
        
        .mid-cta h2 {
            font-size: 42px;
            color: #fff;
            margin-bottom: 20px;
            font-weight: 800;
        }
        
        .mid-cta p {
            font-size: 20px;
            color: rgba(255, 255, 255, 0.95);
            margin-bottom: 35px;
            line-height: 1.6;
        }
        
        /* Process Section */
        .process-section {
            padding: 80px 20px;
            background: linear-gradient(135deg, #0f3460 0%, #16213e 100%);
            color: #fff;
        }
        
        .process-steps {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 40px;
            margin-top: 60px;
        }
        
        .step {
            position: relative;
            text-align: center;
            padding: 30px;
        }
        
        .step-number {
            width: 60px;
            height: 60px;
            background: #5bc135;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 24px;
            font-weight: 800;
            margin: 0 auto 20px;
            box-shadow: 0 5px 20px rgba(91, 193, 53, 0.3);
        }
        
        .step h3 {
            font-size: 20px;
            margin-bottom: 12px;
            color: #fff;
        }
        
        .step p {
            color: rgba(255, 255, 255, 0.8);
            line-height: 1.6;
        }
        
        /* Testimonial Section */
        .testimonial-section {
            padding: 80px 20px;
            background: #fff;
        }
        
        .testimonials-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 30px;
            margin-top: 60px;
        }
        
        .testimonial-card {
            background: linear-gradient(135deg, #f8f9fa 0%, #fff 100%);
            padding: 35px;
            border-radius: 12px;
            box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
            border-top: 4px solid #5bc135;
        }
        
        .testimonial-text {
            font-size: 16px;
            color: #555;
            line-height: 1.8;
            margin-bottom: 20px;
            font-style: italic;
        }
        
        .testimonial-author {
            display: flex;
            align-items: center;
            gap: 15px;
        }
        
        .author-avatar {
            width: 50px;
            height: 50px;
            border-radius: 50%;
            background: linear-gradient(135deg, #4182cc, #5bc135);
            display: flex;
            align-items: center;
            justify-content: center;
            color: #fff;
            font-weight: 700;
            font-size: 20px;
        }
        
        .author-info h4 {
            color: #0f3460;
            font-size: 16px;
            margin-bottom: 3px;
        }
        
        .author-info p {
            color: #666;
            font-size: 14px;
        }
        
        /* Trust Section */
        .trust-section {
            padding: 60px 20px;
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
            text-align: center;
        }
        
        .trust-badges {
            display: flex;
            justify-content: center;
            gap: 30px;
            flex-wrap: wrap;
            margin-top: 40px;
        }
        
        .trust-badge {
            background: #fff;
            padding: 20px 35px;
            border-radius: 12px;
            box-shadow: 0 5px 15px rgba(0, 0, 0, 0.08);
            font-weight: 600;
            color: #0f3460;
            transition: all 0.3s ease;
        }
        
        .trust-badge:hover {
            transform: translateY(-3px);
            box-shadow: 0 8px 20px rgba(0, 0, 0, 0.12);
        }
        
        /* Final CTA */
        .final-cta {
            padding: 100px 20px;
            background: linear-gradient(135deg, #5bc135 0%, #4da82b 100%);
            text-align: center;
            position: relative;
            overflow: hidden;
        }
        
        .final-cta::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: 
                radial-gradient(circle at 30% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
                radial-gradient(circle at 70% 50%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
        }
        
        .final-cta-content {
            max-width: 800px;
            margin: 0 auto;
            position: relative;
            z-index: 1;
        }
        
        .final-cta h2 {
            font-size: 48px;
            color: #fff;
            margin-bottom: 25px;
            font-weight: 800;
        }
        
        .final-cta p {
            font-size: 20px;
            color: rgba(255, 255, 255, 0.95);
            margin-bottom: 40px;
            line-height: 1.6;
        }
        
        .cta-features {
            display: flex;
            justify-content: center;
            gap: 40px;
            margin-bottom: 40px;
            flex-wrap: wrap;
        }
        
        .cta-feature {
            display: flex;
            align-items: center;
            gap: 10px;
            color: #fff;
            font-size: 16px;
        }
        
        .cta-feature::before {
            content: '✓';
            width: 24px;
            height: 24px;
            background: rgba(255, 255, 255, 0.3);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 800;
        }
        
        /* Slim Footer */
        .footer {
            background: #16213e;
            padding: 40px 20px;
            color: #fff;
            text-align: center;
        }
        
        .footer-content {
            max-width: 800px;
            margin: 0 auto;
        }
        
        .footer-logo {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 12px;
            margin-bottom: 20px;
        }
        
        .footer-logo svg {
            width: 35px;
            height: 35px;
        }
        
        .footer-logo span {
            font-size: 18px;
            font-weight: 700;
        }
        
        .footer p {
            color: rgba(255, 255, 255, 0.8);
            margin-bottom: 20px;
            font-size: 14px;
        }
        
        .footer-links {
            display: flex;
            justify-content: center;
            gap: 30px;
            flex-wrap: wrap;
            margin-bottom: 20px;
        }
        
        .footer-links a {
            color: rgba(255, 255, 255, 0.8);
            text-decoration: none;
            transition: color 0.3s ease;
            font-size: 14px;
        }
        
        .footer-links a:hover {
            color: #5bc135;
        }
        
        .footer-bottom {
            padding-top: 20px;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            color: rgba(255, 255, 255, 0.6);
            font-size: 13px;
        }
        
        /* Mobile Responsive */
        @media (max-width: 768px) {
            .nav-phone {
                font-size: 14px;
            }
            
            .nav-phone::before {
                font-size: 16px;
            }
            
            .hero h1 {
                font-size: 36px;
            }
            
            .hero-subtitle {
                font-size: 18px;
            }
            
            .section-header h2 {
                font-size: 32px;
            }
            
            .hero-cta-group {
                flex-direction: column;
            }
            
            .btn-primary, .btn-secondary {
                width: 100%;
                text-align: center;
            }
            
            .final-cta h2, .mid-cta h2 {
                font-size: 32px;
            }
            
            .quote-quiz-section h2 {
                font-size: 32px;
            }
            
            .quiz-features {
                flex-direction: column;
                align-items: center;
            }
            
            .cta-features {
                flex-direction: column;
                align-items: center;
            }
            
            .footer-links {
                flex-direction: column;
                gap: 15px;
            }
        }
        
        /* Animations */
        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }
        
        .animate-in {
            animation: fadeInUp 0.6s ease-out;
        }
        
        /* Scroll indicator */
        .scroll-indicator {
            position: absolute;
            bottom: 30px;
            left: 50%;
            transform: translateX(-50%);
            animation: bounce 2s infinite;
        }
        
        @keyframes bounce {
            0%, 20%, 50%, 80%, 100% {
                transform: translateX(-50%) translateY(0);
            }
            40% {
                transform: translateX(-50%) translateY(-10px);
            }
            60% {
                transform: translateX(-50%) translateY(-5px);
            }
        }
        
        .scroll-indicator svg {
            width: 30px;
            height: 30px;
            fill: rgba(255, 255, 255, 0.6);
        }